Understand Your Z2X Opportunity

See how your allocation doubles and grows with Zepto's success.

Interactive simulator with tax calculations and valuation projections.

Your Z2X Calculator

Enter your monthly allocation to see your potential wealth, tax savings, and ESOP grants.

Your Inputs

Min: ₹10,000 | Max: ₹5,00,000

Used to calculate tax savings percentage

Current Series H: ₹37.74

Tax Savings & Salary Impact

Annual Allocation

Annual Tax Savings @

Monthly: ₹

Net Allocation (Post-Tax)

Taxable Income Reduction

%

New Annual Taxable Income: ₹

ESOP Grants & Projections

2X ESOP Value Granted

Your allocation × 2 (Zepto's match)

Options Granted @ ₹/option

Vests 100% on Jan 1, 2027

Projected Value @ ₹/option

Based on your valuation estimate

Multiple Achieved

X

Your allocation value multiplied by this factor

Your Vesting Journey

100% vesting in 12 months with no lock-in period after.

1

Jan 1, 2026

Vesting Starts

2

Apr 1, 2026

25% Vested

3

Jul 1, 2026

50% Vested

4

Oct 1, 2026

75% Vested

Jan 1, 2027

100% Vested

Monthly Deduction

Your allocation is deducted in 12 equal parts from Jan - Dec 2026

No Lock-In

After vesting on Jan 1, 2027, your ESOPs are free to exercise or sell

Upside Growth

As Zepto's valuation increases, your grant value grows beyond 2X

Valuation Scenarios

See how your ESOPs grow with different company valuations.

Frequently Asked Questions

Everything you need to know about Z2X.

Regular ESOPs grant based on role/performance with 4-year vesting. Z2X lets you voluntarily allocate salary in exchange for a 2X ESOP match from Zepto, vesting 100% in 12 months.

Minimum: ₹10,000/month. Maximum: Your available special allowance component after FBP deductions.

The multiplier applies to your gross (pre-tax) annual allocation. If you allocate ₹6,00,000, you receive ESOPs worth ₹12,00,000 (6L × 2).

100% vesting on January 1, 2027. No lock-in period after vesting—you can exercise or sell immediately.

Your allocation is deducted from your special allowance in 12 equal monthly installments (Jan–Dec 2026). This reduces your taxable income, lowering tax liability. Appraisals and increments are calculated on your original CTC.

Voluntary Exit: Refunded allocation + no ESOPs vest.

Involuntary Exit (performance/management): Refunded allocation + no ESOPs vest.

Termination for Cause: Allocation forfeited + no ESOPs vest.

Death/Disability: Refunded allocation + no ESOPs vest.

No. Once submitted, your allocation is locked for the entire 12-month period. You cannot opt out or increase/decrease mid-way.

Application window: December 16–31, 2025. Apply via Darwinbox → Payroll → FBP Allocation → Voluntary Z2X Allocation.

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